Current Ratio
Measures ability to cover short-term liabilities with current assets.
Formula: Current Ratio = Current Assets / Current Liabilities
Enter values and calculate to view your result.
FINOPSYS FINANCIAL TOOLKIT
Accounting ratios, made practical.
Accounting ratios, made practical.
Accounting ratios, made practical.
Calculate essential financial ratios, understand what each result means, and use the output to ask better questions about your business.
Calculate essential financial ratios, understand what each result means, and use the output to ask better questions about your business.
Educational estimates only — results are based on the values you enter.
Educational estimates only — results are based on the values you enter.
FinOpSys Accounting Ratios
Explore core accounting ratio calculators across liquidity, profitability, leverage, efficiency, and returns.
Liquidity
Quick Ratio
Evaluates immediate liquidity excluding inventory and other less liquid assets.
Formula: Quick Ratio = (Cash + Marketable Securities + Accounts Receivable) / Current Liabilities
Enter values and calculate to view your result.
Profitability
Gross Profit Margin
Shows gross profit retained from each dollar of revenue.
Formula: Gross Profit Margin = (Revenue - COGS) / Revenue × 100
Enter values and calculate to view your result.
Operating Margin
Measures operating profit efficiency before non-operating items.
Formula: Operating Margin = Operating Income / Revenue × 100
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Net Profit Margin
Shows net earnings retained from each dollar of revenue.
Formula: Net Profit Margin = Net Income / Revenue × 100
Enter values and calculate to view your result.
Leverage
Debt-to-Equity
Compares liabilities to shareholder equity.
Formula: Debt-to-Equity = Total Liabilities / Total Equity
Enter values and calculate to view your result.
Debt Ratio
Shows the share of assets financed by liabilities.
Formula: Debt Ratio = Total Liabilities / Total Assets
Enter values and calculate to view your result.
Efficiency
AR Turnover
Measures how efficiently receivables are collected over a period.
Formula: AR Turnover = Net Credit Sales / Average Accounts Receivable
Enter values and calculate to view your result.
DSO (Days Sales Outstanding)
Estimates average collection days for receivables.
Formula: DSO = (Average Accounts Receivable / Net Credit Sales) × Days in Period
Enter values and calculate to view your result.
Inventory Turnover
Tracks how often inventory is sold/replaced during a period.
Formula: Inventory Turnover = COGS / Average Inventory
Enter values and calculate to view your result.
Returns
ROA
Shows net income generated per dollar of average total assets.
Formula: ROA = Net Income / Average Total Assets × 100
Enter values and calculate to view your result.
ROE
Shows net income generated per dollar of average equity.
Formula: ROE = Net Income / Average Equity × 100
Enter values and calculate to view your result.
How to use these results
- Compare trends over time instead of relying on one period.
- Pair ratio outputs with your cash-flow and operational context.
- Use consistent definitions and periods for apples-to-apples comparisons.
- Review unusual changes with your accounting or tax professional.
These tools provide general, illustrative calculations and educational information only. Results are estimates based solely on the information you enter and may not reflect your complete circumstances. FinOpSys is not providing accounting, tax, legal, investment, employment, or other professional advice through these tools. Do not rely on results as a substitute for advice from a qualified professional. Calculations are not guarantees of outcomes, filing readiness, compliance, classification, or financial performance.
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